The coldest weather of the year is upon us, and if you are like most Americans, you are looking for ways to keep your energy costs low. Following these simple tips will help you reduce energy consumption and lower your bill: Use a programmable thermostat. It will save you money because it can set the […]

For years, open concepts have been touted as more conducive to modern living, yet traditional floor plans certainly have their own benefits, particularly for those who are spending lots of time at home. If you’re trying to determine which is right for you, read on to find out what each one has to offer. Open […]

Don’t rush into buying a home unless you’re sure that you’re ready. Here are some things you should do to prepare. Get Your Finances in OrderYour debt-to-income ratio can affect your ability to qualify for a mortgage. Credit card debt and auto or student loans can also make it difficult to afford monthly mortgage payments. […]

Investing in a waterfront property is a way to ensure a maximum return while also providing you with a unique opportunity to enjoy a luxurious and exclusive view. If you’re thinking of purchasing a waterfront property, here are a few things to keep in mind to prevent overspending and to ensure your investment is sound. […]

For those of us who live in a climate where temperatures dip below freezing during winter, special attention needs to be given to protecting our homes against harsh temperatures. Pipes, in particular, are prone to damage from freezing then bursting, leading to potential flooding and costly repairs. As with most home emergencies, preparedness is your […]

You don’t want to throw money away on rent anymore, do you? Instead, you can build an asset that can grow large if you handle your money wisely. Your best strategy? Prepare financially—now. Down-payments. Small down-payments spell risk for lenders. You’ll pay a higher interest rate and you’ll have to get private mortgage insurance, about […]

If you’ll be bringing home a baby in the next few months, you may be thinking about decorating a nursery—a cozy space designed to nurture, inspire and grow as your little one does. Whether or not you know baby’s sex, recent trends are to gender-neutral colors over traditional blues or pinks, partly because many parents […]

If you’re searching for a new home, you may want to buy a house that has plenty of bedrooms, a sizable yard and various amenities. It’s easy to spend too much and wind up being “house poor.” Here are some tips to avoid that. What Does It Mean to Be ‘House Poor?’Being house poor means […]

Interest rates can go up or down on a daily basis. If you’re planning to buy a home or refinance your mortgage, locking or floating the interest rate may help you save money over the term of the loan. Rate LockLocking an interest rate can protect you from market fluctuations. If you choose a rate […]

Buying your first home is an exciting transition, but a home will be one of the largest financial investments you will make. Making sure that you are as prepared as possible is key. Saving for your home may feel like a big undertaking, but there are a few tricks you can use to make it […]