If you have always wanted to live in a bigger home, then you may be wondering when the right time is for you to move. Bigger homes are more expensive and require more maintenance. However, you may be at a point in your life financially where you’re ready for a bigger place. Here are several …

If there is one thing the global pandemic has left us with, it’s the realization that home is where the heart is. Millions of Americans have been on the move in search of more space or amenities. But millions more are seizing the moment to upgrade the homes they live in. Here are five of …

With the recent rise in remote work, vacation markets all across the country are experiencing a surge in demand that’s driven by buyers who are taking the leap to become second homeowners. If you’re considering purchasing a vacation property, here are a few of the pros and cons to keep in mind. Pros: It’s a …

All mortgages require a monthly payment. Typically, the monthly payment consists of the principal repayment, prorated property tax, prorated homeowner’s insurance payment and interest. Of these, your taxes and insurance payments are held in a trust account with the lender, called the escrow account. When you refinance a mortgage, existing escrow accounts are usually closed …

If you’re just starting out with the home-buying process, you may want to get a mortgage pre-approval. This is a statement from a lender that informs you of a certain amount you are qualified to borrow, as well as a specific pre-approved interest rate. Not only will this help you, but to sellers and agents …

Sometimes a homeowner lists a house for sale and receives an offer within days. In other cases, a home goes unsold for months. That can happen for a variety of reasons that may or may not be related to characteristics of the house. Why a Real Estate Listing May Go ‘Stale’A house may go unsold …

Moving into a new home usually isn’t an easy, straightforward task. Sometimes it can even be very stressful. However, after the initial stress of dragging all of your belongings from one house to another, the process becomes easier and can even be quite fun. This being said, there are some things you can do to …

Don’t you just hate it when you can’t seem to find anything at your desk or in your home office?  As many continue to work from their home offices, now is as good a time as any to take stock of your items and tidy up a bit to help make your workweek a bit …

Financial institutions request copies of credit reports to help them decide whether to approve loan and credit card applications. Reviewing your credit reports regularly can help you correct any errors and better understand your overall financial situation. Find Inaccurate Data Sometimes the information contained in credit reports is inaccurate or out of date. One person’s data …

When you apply for a mortgage, the lender will consider several factors. Your employment history and salary are two of the most important. Switching jobs may or may not impact your ability to qualify for a home loan, depending on the circumstances. Lenders Look for Stable Employment and IncomeA mortgage lender wants to be confident …